The Impact You Can Have

What would it mean to you if you suddenly got a 30% raise?


If you are already well off perhaps it wouldn’t mean much: a vacation, a boat, perhaps even upgrading your house.
 
If you are comfortably well off, it might mean that your children could go to a private school or a better college; you could add to your retirement account.
 
If you are part of the working poor, it could mean you could eat more healthy food; your family could get decent medical care.

If you were part of the very poor, you could afford to buy mosquito nets to prevent malaria; your children could stay in school instead of working for a living.

What does it mean that half the people in the world are living on $2 a day? It means that for half the world 60 cents per day would be a 30% raise. Well guess what? One percent of the world’s productivity is equivalent to 60 cents per day for 3 billion people.

In other words, if just 1% of the world’s budget were added to the resources of the bottom half of the population they would be able to achieve far more than they can today. The resources might include: a village health clinic, schools, wells or water pipelines, better roads and communication to make it easier to earn money, or land ownership.

What’s needed varies from place to place. That’s why big anti-poverty programs frequently don’t work. But human-scale programs can and do work. One Percent Global has found programs that work effectively at
the community level and we’ve featured them here on our blog.

 
Human-scale donations also work. Ending poverty does not need government money or massive fundraising. Just 1% of your personal budget would be enough to bring several families out of poverty.

If you’re not ready to donate money, or if you already donate as much as you want to, you can contribute by talking about this. I believe that if people understood how far 1% could go things would shift in the world. So pick a friend, share this idea with them, and start a discussion. Or you could simply forward a link to this page to someone. 1% of your free time could go far to spread the word about human-scale donations.

 

Comments

Machinery repossessions have increased tenfold over the past 12 months as the banks turn the screw on farm contractors struggling with repayments. And things are set to get worse this year, according to Tom Murphy of the Professional Agricultural Contractors' (PAC) association."We dealt with 40 serious cases in the second half of last year discount manolo blahnik," said Mr Murphy. "But 10 cases have already crossed our desk during the first two weeks of 2012."He is also concerned that the crews that carry out repossessions are flouting the law."Farmers and contractors still have rights, even if they are in arrears on repayments," he said."For example, no repossession company can break locks or fences to seize machines.The lenders must also issue a termination notice which the repossession crews are obliged to show when they arrive to lift a machine."Mr Murphy has been appalled by the scenarios that have been outlined to him by those affected."A call just this morningoutlined how a repossession crew arrived at a contractor's premises without any official paperwork and proceeded to cut the locks on the gates only to replace them with new locks when they were finished."Felix O'Regan, of the Irish Banking Federation mac cosmetics, said many of these situations could have been avoided if there had been more "open and constructive engagement" between the parties involved.Mr Murphy also reminded contractors that the gardai have no role in repossessions unless they are acting on a warrant issued by the courts."Without these, their only role is to prevent a breach of the peace," he said.At a series of meetings organised by PAC over recent weeks, contractors outlined countless cases of their machines being sold on for what they claimed to be a fraction of the market value within days of being seized.Contractors are particularly aggrieved by this practice since it leaves them liable if thereis any shortfall remaining after these sale values have beenset against the outstanding machinery loans.Often, machines are seized with implements and electronic equipment attached that don't belong to the lenders.Peter Farrelly, a Meath-based contractor and president of the PAC, is encouraging farmers and contractors who feel they have been mis-treated by their banks to fight their cases.Meanwhile, the PAC is also warning contractors to becautious about engaginglegal advisers who claim that they are affiliated to the contractor body. A number of contractors have been asked for several thousand euro upfront by these individuals.Reports are also beginning to emerge of threatening phone calls being made to banks by people claiming to be PAC members."PAC is not in the business of trying to get people out of repaying loans manolo blahnik," Mr Farrelly said."Our first priority is, where possible, to find a way to keep the contractor in business and work out a fair and mutually agreeable payment schedule with financial institutions."We do not condone bully-boy tactics in any shape or form. All contractors approaching us for help are seen and assessed by us and legal advisers are engaged only if necessary."Mr Murphy appealed to anybody affected by repossessions to contact the PAC in confidence to assist in building a comprehensive overview of the extent of the problem.- Darragh McCulloughTopics related articles:

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Awesome post! It only takes 1% of your career network or 1% of your ideas to make a transformation in your social impact career! The power of one or 1%....powerful! Keep up the great work. -Mark McCurdy, the social impact chef.

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